Synchrony

PROMOTIONAL FINANCING OPTIONS ¹ HELP YOU GET WHAT YOU REALLY WANT OR NEED

You don't have to let a small budget keep you from getting what you really want or need. That's why Blackie's Heating and Air Conditioning offers promotional financing options when your purchase is made with a Home Design credit card issued by Synchrony Bank.

Synchrony Bank (formerly GE Capital Retail Finance) is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States2.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases ¹
  • Promotional financing options 
  • Convenient monthly payment options
  • On-line account management
Applying online is quick, secure and private. To apply for a Home Design credit card, simply complete the online credit application.

¹Subject to credit approval. Minimum monthly payments required. See store for details.

²Based on purchase volume and receivables.


For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $69 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


If your application is approved, or, if you are an existing cardholder, the below promotional financing options may be available.

No Monthly Interest if Paid in Full within 6 Months*  Plan 920

On qualifying purchases with your Synchrony Bank credit card. $69 Account Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. See reverse side for additional information.

9.99% APR Until Paid in Full* Plan 943

On qualifying purchases with your Synchrony Bank credit card. $69 Account Activation fee may apply.  Fixed monthly payments equal to 1.25% of promo purchase amount until paid in full. Estimated payoff period 132 months. See reverse side for additional information.

7.99% APR Until Paid in Full* Plan 971

On qualifying purchases with your Synchrony Bank credit card. $69 Account Activation fee may apply.  Fixed monthly payments equal to 2.00% of promo purchase amount until paid in full. Estimated payoff period 61 months. See reverse side for additional information.

5.99% APR Until Paid in Full* Plan 980

On qualifying purchases with your Synchrony Bank credit card. $69 Account Activation fee may apply. Fixed monthly payments equal to 3.00% of promo purchase amount until paid in full. Estimated payoff period 37 months. See reverse side for additional information.

No Monthly Interest if Paid in Full within 18 Months* Plan 924

On qualifying purchases with your Synchrony Bank credit card. $69 Account Activation fee may apply. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. See reverse side for additional information.

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